Payment Plans

Nelnet Payment Plan

Allegany College of Maryland is pleased to enlist the services of Nelnet to make the payment process easier for you. Nelnet Business Solutions (NBS) is a tuition management plan that provides you with a low cost option for budgeting tuition and other educational expenses. It is not a loan program. You have no debt, there are no interest or finance charges assessed, and there is no credit check. The only cost to budget monthly payments through NBS is a $25 per semester nonrefundable NBS Sign-up Fee for Summer and a $35 per semester nonrefundable NBS Sign-up fee for Fall and all future semesters.  This plan allows students and families to avoid the traditional lump-sum payments and spread costs evenly for up to 5 monthly payments.


How it Works

Using Nelnet Business Solutions (NBS) is simple. You may budget your tuition and fees one of two ways:

1. Checking/Savings Account (ACH) - ACH payments are electronic payments you have authorized NBS to process directly with your financial institution. It is simply a bank-to-bank transfer of funds from your account to ACM's account. Payments may be made from either your checking or savings account. Payments are processed on the 5th of each month and will continue until the balance is paid in full.

2. Credit Card Option - Many payers have requested the option of charging their monthly tuition payment to their credit card. This enables you to take advantage of various bonus programs offered by your credit card company. If you elect to use this option, your monthly payment will be automatically charged to the credit card you designate on the 5th of each month. Payments will be charged each month until the balance is paid in full.

When you sign up with Nelnet, be sure to have the following information:

  • Your student ID number and your balance due amount.
  • The name, address, and e-mail address of the person responsible for making the payments.
  • To protect your privacy, you will need to create your own unique Nelnet Access Code. Please be sure that it is something you can easily remember.
  • Sign-up Fee
  • Account information for the person responsible for payment.
  • If paying by automatic bank payments you will need the bank name, telephone number, account number, and the bank routing number. (This information can often be located on a check.)
  • If paying by credit card, you will need the credit card number and expiration date


Down Payment

Please remember, once you have submitted your Nelnet Business Solutions (NBS) agreement online, any down payment is deducted immediately.

Please do not assume your balance will automatically be adjusted if financial aid is received or a class is dropped or added. You should review your agreement balance online through MyPaymentPlan Account or call the Allegany College of Maryland Business Office at (301) 784-5227 to confirm the change.


How To Pay

Signing up is simple, secure, and easy. The payment plan can accommodate down payments and monthly payments. Once you are in "NBS Payment Plan," refer to the menu bar at the top for additional answers to questions you may have. Use the "Proceed" button to move through the steps, making sure you read all the information provided. Before you click the submit button, please carefully read through the Final Review and the Terms and Conditions. An immediate email will be sent (to the e-mail address provided for the person responsible for payment) confirming you've successfully signed-up for the NBS Payment Plan.

To sign up for the payment plan:
1. Know your student ID number and your balance due amount

2. Go to

3. Click on Enroll Today

4. Create a Username and Password

5. Follow the directions to sign-up for the NBS payment plan, if there is not an option to sign-up for the payment plan, please contact the Business Office at 301-784-5227. During the process you will receive instructions on how to review your accounts at any time.

Notice:  You must provide an email address that is viewed often.  If you use your Allegany College of Maryland email address, you must check it frequently for emails from Nelnet and ACM about your account.  Effective correspondence depends on a valid email address (and phone number)!


IMPORTANT! Call NBS at 1-800-609-8056 to make any changes to your address, phone, or banking information. If you have questions regarding your NBS agreement please contact NBS directly or view your agreement online through MyPaymentPlan Account. To access MyPaymentPlan Account, follow the instructions located on the NBS Confirmation Letter or e-mail. If you have questions regarding your financial aid award or tuition balance, please call the Allegany College of Maryland Business Office at (301) 784-5227.


We're here to help
Frequently Asked Questions
  • When and what time will the funds be withdrawn from my bank account?
    NBS will process your payment on the 5th of each month, but it is your financial institution that determines the time of day the payment is debited. NBS recommends you check with your financial institution to determine how far in advance funds should be deposited into your account to ensure the automatic payment clears. If a payment date falls on a weekend or holiday, the payment will be attempted the following business day.
  • How will I be notified of my payment information? 
    Once your agreement is posted to the NBS system, you will receive a confirmation notification of your payment amount by e-mail or letter. Payments will be processed until the total balance is paid in full. The notification has important information you must have to log on to your NelNet Account. The notification also serves as a reminder that the per semester nonrefundable NBS Sign-up Fee will be processed from the account indicated on the agreement.
  • Can I pay by phone with NBS?
    In accordance with the Terms & Conditions of your NBS agreement, payments are processed electronically. NBS does not accept payments by phone.
  • What is the NBS Access Code?
    To help protect your privacy, NBS asks the person responsible for the payments to create an access code. If you should call into NBS inquiring about your NBS agreement or inquire online through MyPaymentPlan Account, you will be required to verify your NBS Access Code. If you do not create an access code on your NBS agreement, one will be randomly assigned to you. Your NBS Access Code will be identified on your NBS Confirmation Letter. Please remember to keep a copy of your confirmation letter.
  • How do I avoid phishing attempts?
    Nelnet Campus Commerce is committed to maintaining strict security measures to protect the data entrusted to us by our clients. Read more from Nelnet.

Should an automatic bank payment or credit card payment be returned/missed, a $30.00 Returned Payment Fee will be automatically assessed to your account. You will be notified by NBS of the returned/missed payment via mail or e-mail.

Contact Information

Important! If you have questions about your agreement or need to make changes to your address, phone or banking information, contact Nelnet Business Solutions at 1-800-609-8056. Please be sure to have your NBS agreement number and NBS access code available before placing the call.

If you have any questions regarding your balance, contact the Business Office at (301) 784-5227.

If you have questions regarding your financial aid, contact Student Financial Aid at (301) 784-5213.

Availability of the payment plan is determined by Allegany College of Maryland. Please be aware the college may elect not to have the payment plan available during specific times and dates during registration.

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